Loan Products

Loans

Access flexible loan products designed to meet your personal, business, and agricultural financial needs.

Micro Credit

Short-term credit facility granted to members to improve or expand their business activities.

Features:

  • Quick approval
  • Flexible repayment
  • Business growth support

Group Lending

Credit facility granted to well-constituted groups sharing a common bond and similar activity.

Features:

  • Collective responsibility
  • Shared liability
  • Higher loan amounts

Help Me Help You

Loans granted to small trusted groups of 3 people, in turns, to grow their businesses.

Features:

  • Rotational credit
  • Peer support
  • Flexible terms

Daily Savings Loan

Credit facility for traders and daily savers, collected and repaid through a mobile cashier.

Features:

  • Mobile collection
  • Daily repayment
  • Convenient access

School Fees Loan

Social credit facility that helps parents pay school fees and educational expenses for their children.

Features:

  • Education support
  • Social mission
  • Flexible conditions

Business Loan

Credit facility for members involved in buying and selling goods and services.

Features:

  • Business expansion
  • Competitive rates
  • Flexible terms

Agricultural Loan

Micro-credit program that supports members engaged in farming activities.

Features:

  • Agricultural support
  • Seasonal flexibility
  • Growth opportunities

Plot Financing

Real estate financing product for land purchase.

Features:

  • Real estate investment
  • Long-term financing
  • Land ownership access

Buyam Sellam Program

Micro-credit facility designed to boost the economic activities of small traders.

Features:

  • Support for small traders
  • Business growth
  • Quick access

Outreach Services

Cash sale points in rural areas (Ntahnkah, Mulang, Muwatsu, Ndzumabeah) for member registration, savings, and loan repayments.

Features:

  • Rural access
  • Convenient locations
  • Full service support
Savings Accounts

Savings Accounts

Build your financial future with our flexible savings accounts designed for individuals, groups, and families.

Minor Savings Account

A savings account for children (minors under 18) with a parent or guardian acting as custodian.

Benefits:

  • Assists families to plan for education, health, or future expenses
  • Teaches young people financial discipline and awareness
  • Funds grow over time with compounding interest
  • Ensures money is safe and managed under adult oversight

Daily Savings Account

Specially designed for members who receive income on a daily or frequent basis - traders, market vendors, petty businesses, casual labourers.

Benefits:

  • Flexible daily deposits
  • No minimum balance requirement
  • Interest on daily balance
  • Access to loans based on savings history

For individuals who want a reliable place to save regularly, protect their funds, earn interest, and have liquidity when needed.

Benefits:

  • Builds safety net for unexpected events
  • Helps discipline regular saving
  • Funds readily available when needed
  • Earn returns on what you save

Group Savings Account

Designed for formal or informal groups such as cooperatives, associations, church groups, project teams, Njangi or savings & credit groups.

Benefits:

  • Encourages collective responsibility and savings
  • Enables larger sums for group purposes
  • Facilitates access to credit based on group's saving track record
  • Shared accountability reduces risk of mismanagement

Why Choose Our Loans?

We make borrowing simple, transparent, and affordable with features designed for your success

Quick Processing

Get your loan approved and disbursed within 24-48 hours with our streamlined application process.

Competitive Rates

Enjoy some of the most competitive interest rates in the region.

Flexible Repayment

Choose repayment terms that work for you, from 6 months to 5 years with flexible payment options.

Local Support

Get personalized support from our local team who understand your community and needs.

Secure & Safe

Your financial information is protected with bank-level security and encryption.

No Hidden Fees

Transparent pricing with no hidden charges or surprise fees throughout your loan term.

Ready to Apply?

Start your loan application today and take the first step towards achieving your financial goals.